CPI Finance is a related entity of CPI Business Sales that can assist both buyers and sellers with finance.
At CPI Finance we understand the unique and complex needs faced by a business through 20 years finance experience, and match these needs through our extensive lender panel including the major banks, financial institutions and smaller niche lenders.
At CPI Finance, we understand that a business acquisition can be one of the most important decisions in your life. While purchasing a business has advantages over a startup business, there is still some important considerations to explore including lenders appetite and conditions, fees, stamp duties and purchase costs, funding of plant, wip and stock, as well as cash flow needs to name a few.
CPI Finance can help you with your funding or budgeting as well as talking at a commercial level with your accountant, solicitor or franchisor to make sure the funding offered meets the need of the purchase contract or agreement.
- Long term finance.
- Stock, plant and goodwill finance.
- Car and equipment finance.
- Bank guarantees.
- Lease term maximization loan.
- Overdraft and cash flow finance.
- Accredited franchise loans.
- Sector policy finance such as the professional & health industry.
The features are dependent on your situation and tailored solution, but may include.
- Competitive variable or fixed interest.
- Interest only lead terms.
- Flexible repayment options.
- Terms up to 30 years.
- Offset account.
- Full expense finance
- Residential, Rural, Commercial or business assets security.
Why CPI Finance
CPI Finance understands that in an acquisition situation there is a lot more to consider than just the purchase cost. We can review and advise on your situation in confidence without making your intentions public, and can submit an application for consideration with a variety of lenders for the best rates, terms and conditions to your unique circumstances. We may even have access to lender options that you may not currently be aware of.
“For your own due diligence as well as a demonstration of business acumen for the lending proposal, you should do a business plan to show why this is a strategic investment. Your plan should also incorporate things like a swot analysis on the competition, strengths and weaknesses of the business, cash flow forecast based on previous year’s financials, management ability and a resume on your background”.